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Resources & Guides

Curated information and links to help Australian seniors navigate finances, healthcare, housing, community, and more.

All links lead to official Australian government websites or recognised non-profit organisations. Information is current as of March 2026.

Age Pension

Services Australia Age Pension Hub

Comprehensive eligibility information, current rates, claiming process, income and assets tests, and residence rules. Includes interactive calculators for your specific situation. You can submit your claim up to 13 weeks before you reach Age Pension age (67).

servicesaustralia.gov.au/age-pension

Age Pension Rates & Payments

Current fortnightly rates (March 2026), supplements, Commonwealth Rent Assistance maxima, and indexation schedule. Essential for verifying your payments are correct.

Check current rates

Department of Social Services — Older Australians

Policy background, Pensioner Concession Card details, and links to health and transport concessions at the federal level.

dss.gov.au/older-australians

Rates & Calculators

SuperGuide Age Pension Rates

Full breakdown of base rates, supplements, CRA (including sharer rules), and assets/income thresholds. Updated quarterly — a reliable independent source.

superguide.com.au/age-pension-rates

Age Pension Assets Test Thresholds

Current limits for homeowners and non-homeowners, with examples of how assets reduce your rate. Helps you understand exactly where you stand.

Check asset test thresholds

MoneySmart Retirement Planner

Free government calculator combining Age Pension, superannuation drawdown, and budget planning. Handles both couple and single scenarios.

moneysmart.gov.au

Concession Cards

Pensioner Concession Card (PCC)

Automatically issued to Age Pensioners. Offers significant discounts on medicine, utility bills, public transport, council rates, and more. This is your most valuable card — always carry it.

Learn about PCC benefits

Commonwealth Seniors Health Card (CSHC)

For those of Age Pension age who do not qualify for the pension due to income or assets but meet a specific income test. Provides discounts on prescriptions, medical costs, and some utility bills.

CSHC details

Financial Counselling

Financial Information Service (FIS)

Free, independent advice from Services Australia on Age Pension maximisation, debt management, budgeting, and superannuation. You can book individual sessions.

Book a free session

National Debt Helpline

Free financial counselling over the phone. Confidential advice on debt, budgeting, and managing bills. Call 1800 007 007 (Monday to Friday).

1800 007 007

Disclaimer: House Sharing Seniors provides these links as a community service. We are not affiliated with any of the organisations listed unless stated otherwise. Information was accurate at the time of publication (March 2026) but may change. Always verify details directly with the relevant organisation.

Know of a resource that should be listed here? Let us know.

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